Client Story: Storm Damage in Middletown New Jersey

JF Public Adjusters NJ assists Middletown policyholder with storm damage due to their home.

Strong winds caused storm damage to an insured’s home in Middletown, NJ. A portion of the roof was damaged, and rainwater entered into the home, causing a further water damage.

The insured enlisted JF Public Adjusters New Jersey to assist. The JFPA NJ team successfully settled the claim at $190,000, a substantial increase from the insurer’s oritginal estimate of $89,000.

How a public adjuster can help if your home or business premises sustains storm damage:

As soon as a pipe breaks, the water, as it escapes damages every surface/area it gets to. If the water source is open and free flowing, the room eventually overflows to other areas of your home.

If this occurs in an upper level of your property, the damage worsens the longer the source stays open. The water permeates wood and trickles down through floors, walls, insulation materials, cupboards, etc.

Depending on how fast the water is escaping and the source location, it could take some time before the burst pipe is discovered. In these cases, the damage could be substantial and extensive before it is discovered.

Be mindful of signs of water damage such as:

1. Pooling water or puddles
2. Cracking, bubbling, flaking, or peeling paint
3. Water rings
4. Water stains
5. Mold
6. Musty smell
7. Warping, buckling of walls, ceilings, floors
8. Discoloration
9. A sudden increase in your water utility bill

If you spot any of these signs, contact the JF Public Adjusters team straight away.

We’re happy to come in and inspect the damage to your home. Any damage we find could be caused by an insured event and covered by insurance.

A common issue that policyholders come across is inexperience in managing claims which often results in their claims being grossly underpaid. Don’t let this happen to you.

A study has shown that insured that used a public adjuster received, on average, 574% more than policyholders that did not use a public adjuster on their insurance claim.

JF Public Adjusters NJ can manage your insurance claim so that you receive the best possible outcome – a fair claim settlement.

Know More About JF Public Adjusters NJ

If your property sustains water damage due to a broken pipe or any damage arising from an insured event, give us a call and we’ll help you out. Unsure if the damage or event is covered? Give us a call anyway. Part of our expertise as public adjusters is understanding and interpreting your policy.

JF Public Adjusters New Jersey offers a FREE claim review and consultation in Mahwah, New Jersey and surrounding areas.

Call or text us today on (732)709-9711.