The housing market in the US is one that never ceases to grow; even if there are stagnations along the way, the housing market somehow still manages to bounce back up. Even according to recent predictions, the housing market is bound to keep growing through the years to come, and this implies that more and more people will be actively looking for mortgages. Furthermore, the soaring housing market also means that homeowners, landlords, and property owners will be more likely on the lookout for refinancing opportunities.